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Commit to a debt free lifestyle
You can change your lifestyle when you recognize the problem. Even then, it takes commitment, change and accountability on your part.
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Filing Bankruptcy is not a pass
In 2006, you were approved to purchase a home. The Realtor, loan officer and you knew that you couldn't afford the house. Everyone worked the numbers, which allowed you to move in sooner than later....
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Money Management: Tips to reduce debt
There is hope at the end of the tunnel when you make the decision to look at your spending habits, manage your existing debt and control your future. Listed are tips to move forward when it comes to...
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Don’t let debt stop your retirement
Now more than ever people are wondering if they will ever retire. Too much debt, not enough savings and too little income. Far too long people depended solely on social security and pension. Today,...
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Letter: What to do with additional money
Debt will allow a person to feel overwhelmed, dissatisfied and lack accomplishment. However, debt is not the end of the world. You are able to control it just as you are with anything else in your life.
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Phantom Debt Collectors
Call centers demand payment for phony debts and earn millions. Americans are being harassed by bill collectors in an attempt to get money while threatening their lives.
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Ways to live smarter when it comes to your debt
Although you are able to afford an item it doesn’t mean you should spend your savings to purchase. Wise decisions equal a stable financial future.
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Balance transfers don’t always pay
More people are seeking ways to pay credit card liability as quickly as possible and lower debt responsibility. In the eyes of many consumers, one of the simplest ways is to transfer balances between...
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Student loan payback is getting more attention
Due to the weakening economy, many graduating students are concerned with the possibility of paying back student loan debt.
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Control your debt
Debt isn’t anything new for most, but the amount of debt has worsened over time. Due to the accessibility of credit card approval, unsecured loans and quick lending, many households have acquired more...
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Financial Infidelity: Your spouse’s credit card secret
Before you contemplate paying off your husband’s debt you must discuss his need to hide all the credit cards from you. As a couple, you must have transparency in the relationship, whether it’s love,...
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The fear of looking at your bills
Many individuals have a vague idea of how much they spend each month. When the monthly statements arrive they quickly pay the bill and move on with their day. The thought of knowing the real numbers...
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Infomercials & shopping online is busting your budget
More Americans suffer from sleep deprivation. For those who are aware of what I’m speaking about you know how much a sleepless night can change your life. Yes, sleep deprivation can affect your health...
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A plea to discharge student loans
Just as your parents taught you while growing up…it’s easy to get into trouble, but it’s harder to get out. Anyone who is or has been stressed with student loans is all too familiar with Sallie Mae....
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Don’t dip into your 401K
It may be tempting to take money out of your 401(k) to pay off a debt, but be prepared to pay penalty fees and have less money for retirement.
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You will never own a home if you continue to refinance
At one time, Americans yearned for the dream to become homeowners. It was expected to have a family, career, and home to call your own. Then the day came when houses were used as cash revenue instead...
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Weekly Update: Personal Finance, Women and Money
Read the weekly update about women and money that's published in the Examiner.com.
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Retail Therapy can cause stress on your pocketbook
Even if that means spending your bill money in order to temporarily fix your mood. Consumers believe that in order for their mood to change, they must go out and spend money.
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Why parents shouldn’t go broke to pay children’s college tuition
Now, more than ever, parents are boggled down with ways to support their family. Details from how to pay the mortgage to assisting their adult children pay for college can be overwhelming at times.
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You don’t need debt to grow the economy, just consumer spending
Economists have expressed that more debt can reflect a healthy economy. As consumers are led to believe that we need debt in order to push the economy in the right direction, this philosophy isn’t...
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